EFU is in the business of providing a full range of General Insurance products and services customised to meet the varied insurance coverage needs of a wide spectrum of business and industrial clients and individuals. Besides providing traditional covers like Fire, Marine, and Motor, EFU also provides specialised covers like Machinery Breakdown, Consequential Loss of Profit, Group Hospitalization, Home Protection Policy, Specialised Burglary covers, etc.

The most important aspect of our operation is that we have created a separate Risk Management Team and an Engineering Group who work closely with clients to identify various risk exposures and then provide specific insurance proposals. This helps in loss prevention and reducing the cost of premium. Our market-driven team of inspired and technically qualified insurance personnel, specializing in civil, mechanical, metallurgy, electronics, and having overseas linkages, are on call for necessary professional advice at all times. It is our policy not only to provide protection and risk reduction but help clients develop preventive capabilities to avert major perils and calamities.

Over the years our corporate division has developed a full range of insurance services for large projects which include steel, oil refining and exploration, sugar and fertilizer plants, construction projects like dams, bridges, highways, etc., and the up-coming power projects. We also intend to get into non-traditional covers to provide global coverage of all major risk segments.

We are fully equipped with technical, marketing and managerial skills supported by reinsurance arrangements with a number of European firms of international repute to cater for all classes of specialized insurance and provide customer service of the highest quality. Our clients include both large and medium-sized organizations in all sectors of the economy. We are committed to new product development and innovation, legendary customer service and a promise that everything we do, we do from the heart.