Policy Limitations And Exclusions

HealthLine has certain exclusions which are in line with the standard practice for health insurance policies for individuals and families: 

Pre-existing Conditions (during the first 4 years)

Pregnancy and Childbirth

Outpatient treatments

Congenital Birth Defects

Conditions caused by War

Invasion

Terrorism or Civil unrest

Infertility

Cosmetic treatment

Routine Medical Checkup

Others

However, the Policy would cover some of the excluded expenses like Hernia, Cataract, and Piles etc. After a waiting period of Two (2) Policy Years only.