Last Updated on Tuesday, 20 March 2018 09:43
Benefits
Benefits At A Glance
Comprehensive Care, Convenience, Choice, all at the same time!
Allianz EFU takes pride in offering high quality insurance plans for your staff. With Allianz EFU taking care of their health, you can enjoy extra peace of mind.
We cover healthcare through our network of hospitals, where your staff and their dependent family members will receive the most appropriate treatment. And we even have the systems in place to make the process simple and transparent.
We offer you choice and flexibility to choose amongst the following six different plans.
| Benefit Description | A | B | C | D | E | F |
| Suggested Eligibility Criteria Hospital Care Pays for expenses incurred during hospital stay up to the Per Annum Per Insured Limit |
CEO & Directors | Departmental Heads | Middle Management | Clerical Staff | Non-Clerical | Support staff |
| • Overall Maximum Annual Limit Per Person | 150,000 |
100,000 |
75,000 |
50,000 |
35,000 | 25,000 |
| • Daily Room & Board Sub-Limit | 19,000 |
6,950 |
5,160 |
2,500 |
1,500 | 1,000 |
| • Intensive Care |  |
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| • Surgeon’s Fees | ||||||
| • Anaesthetist's Fee | ||||||
| • Operating Theatre Charges | ||||||
| • Prescribed Medicines Used During Hospital Stay | ||||||
| • Blood and Oxygen Supplies | ||||||
| • Ventilators and Allied Services | ||||||
| • Kidney Dialysis & Cancer Treatment | ||||||
| • Daycare Surgeries / Procedures (including Endoscopy, Angiography, Dialysis etc.) | ||||||
| • Diagnostic Investigations conducted during hospital stay | ||||||
| • MRI, CT Scan , Thallium Scan, PET Scan (specialized investigations covered as OPD) | ||||||
| • Organ Transplant | ||||||
| • In-Hospital Consultation | ||||||
| • Fractures and Lacerated Wounds | ||||||
| • Local Ambulance (in Emergency from home to hospital within the same city on reimbursement) | ||||||
| • Pre & Post Hospitalization (OP Expenses covering Consultations, Medicines and Diagnostic Tests 30 days before and after hospital confinement) |
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| OPTIONAL BENEFITS | ||||||
| Major Medical Care | ||||||
| Additional Annual Limit Per Insured (Enhances the annual limit of Hospital Care for each insured) | 450,000 | 300,000 | 250,000 | 200,000 | 150,000 | 125,000 |
| Maternity Care Pays for medical expenses related to Pregnancy and Childbirth. All Maternity related expenses are payable from Maternity Limit |
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| Normal Delivery | 130,400 | 83,500 | 59,500 | 30,000 | 20,000 | 15,000 |
| Caesarean Section /Multiple Births / Assisted Deliveries | 246,000 | 174,400 | 133,450 | 60,000 | 40,000 | 30,000 |
| Outpatient Care | ||||||
| Annual Limit Per Family | 25,000 | 20,000 | 15,000 | 10,000 | 7,500 | 5,000 |
Notes:
• You can elect to offer different plans to employees based on seniority and Management Grade
• Customized plans are available for large Groups
• Figures given above are in Pakistani Rupees
